To my fellow muslim undergraduates

Undergrads

I’m conducting seminars on real estate investment for varied groups, namely the Muslim professionals, private property owners and businessman. Having done that, I feel that I can’t ignore this one particular group that I want to reach out the most- The Undergraduates!

I’m inviting all you Muslim undergraduates out there to come and listen to me share on the Art of Investment. I wish someone would have done the same for me when I was your age… If you have always been wondering how condominiums get snapped up like hot fried bananas within a weekend launch and how the same people get around to buying 3 or more properties within months, let me broaden your perspective and help you get into the minds of a ‘seasoned’ property investor. Believe you me; it is an Art to learn!

So, why do I want to reach out to you guys the most?

The simple fact that my personal experience taught me that property investment should start early in life. I have done it and I’m willing to share the tips with all of you! I am a firm believer in planning for retirement and managing finances, thus this is another window of opportunity for one to plan ahead.

All it takes is a paradigm shift in mind-sets and the right attitude towards money… I want to share with you on how to have a head start towards property investment through proper wealth management, the ability to visualize your dream, and knowing the strategy in real estate investment to create wealth and legacy not only for your family but for generations to come.

Shouldn’t I wait for my first pay cheque you ask? Well, you should start now! Planning should start even before you start working! Owning properties should start before you embark on your first set of wheels, before your fingers start to itch and apply for those credit cards, and even before you take up unnecessary loans….The strategy is simple- Just follow a certain rules which will be shared during my seminars and at least ONE property will be yours in no time.

There are some out there, not just singles but couples even with combine income of 5 to 7k per month, still have problems getting banks to approve them of getting a second property? Why is that so? I’ll show you how to avoid this…

At this juncture, some insights that I would like to share with you is the fact remains that
With the potential income that you will be bringing back, you should own private property instead of HDB. Yup.... you should be owning private properties....

The new ruling for HDB Loans to be approved is for a combined income of less than 8K, after which, couples intending to buy a HDB will need to seek for BANK loans instead with competitive interest rates. In other words, other housing types are more viable isn’t it with such a ruling? And bank rates as compared to HDB loans these days are attractive and competitive.

Fact is if your first property is a HDB, chances are that owning your own private property will not come that easy. It’s like a vicious cycle that is difficult to come out of. Needless to say, it is almost impossible to move on to private property. Why is that so? That should not be the case if you consider the income of you- a future professional.

Even if you can only own a HDB in future, the dream of owning your own private property one day should not be cast aside. It is a quite a norm for some non-Muslim clients of mine to stay in HDBs, however, they spread their wealth over property investment and mind you; they are not the ‘business people’. They have day jobs like anyone else! You must know that our average income of 3.5k is just 1k below other races… so in the future, once you join the workforce, you should be eligible to invest in private properties like any others…

You may have read about how wealth is associated with real estate. How do you apply that in Singapore’s context? It’s not that difficult… It makes easier for you if you start to now … i.e. to equip yourself with the knowledge on the works of property investment.
Many well-known entrepreneurs, businessmen are known to invest in real estate. You can be one of them with the eye for real estate investment. And own properties before you hit your 30s, before you start a family or before you own your first set of wheels. It can be a reality and I have friends who have done it.

To give you a little more insight on what else you can do with your own property next time, well consider this – A possible business model;
If the few properties you have in the future, gives you constant rental, regardless of the property cycle… and above that gives you an easy head start to start businesses when you’re in your 40s or early 50s… will you want to work till you are 65?

Where you are today, is because of the decisions you have made yesterday… and where you want to be tomorrow?…. You have the liberty to decide now.

So why wait? Join my Fyeclub group in facebook